Cost-of-living

I have had a difficult couple of months financially and am struggling with the cost-of-living. The thought of Christmas is filling me with dread, as I know I am going to have to avoid paying bills, such as my council tax and electric bill to afford presents and food. Can you help?

Cost-of-living, Debt / Money, Energy / admin

Many are struggling with the cost of energy and other goods and services with the dramatic increases we have seen over the last few months. The lead up to Christmas can be a daunting prospect, especially when we are facing issues with our finances. You are not alone in your situation, especially this year. It […]

I have had a difficult couple of months financially and am struggling with the cost-of-living. The thought of Christmas is filling me with dread, as I know I am going to have to avoid paying bills, such as my council tax and electric bill to afford presents and food. Can you help? Read More »

I am a single parent with kids aged two and four, and I am struggling to get by. I can barely afford to keep the lights on – it was bad before, but it seems to have got much worse for me. I work part time and get very little support in terms of benefits. Can you help?

Benefits, Cost-of-living, Debt / Money, Energy / admin

The cost-of-living crisis is having an impact on everyone, particularly those who were struggling before the prices of energy, goods, and services increased. The thing to remember is that you are not alone and there are sources of support that can help! Scottish Child Payment You may be entitled to Scottish Child Payment, which is

I am a single parent with kids aged two and four, and I am struggling to get by. I can barely afford to keep the lights on – it was bad before, but it seems to have got much worse for me. I work part time and get very little support in terms of benefits. Can you help? Read More »

I am really struggling with my finances at the moment. I am paying out a fortune in utility bills, and recently received notification that my wages will be arrested for non-payment of a debt that I have with one of my creditors. Can you please help?

Cost-of-living, Debt / Money, Energy / admin

Once a decree or decision from a court or tribunal has been made, and a ‘charge for payment’ or ‘charge to pay’ has been issued by the creditor and delivered to you, deductions can be made by your employer for debts owed if the process has been followed correctly. If your employer has already started

I am really struggling with my finances at the moment. I am paying out a fortune in utility bills, and recently received notification that my wages will be arrested for non-payment of a debt that I have with one of my creditors. Can you please help? Read More »

I keep hearing about all the support that is being made available to help with the cost-of-living, but I am unsure where to start. My landlord has told me they will be putting my rent up, my energy costs are sky-high, and I can barely afford to get by. Can you help?

Benefits, Cost-of-living, Debt / Money, Energy / admin

The cost-of-living crisis has left many of us feeling the pinch when it comes to our personal finances. The good news is that there are various sources of support being made available to assist Scottish consumers who are struggling with their various costs. Energy Price Guarantee (Energy Costs) The UK Government has announced the ‘Energy

I keep hearing about all the support that is being made available to help with the cost-of-living, but I am unsure where to start. My landlord has told me they will be putting my rent up, my energy costs are sky-high, and I can barely afford to get by. Can you help? Read More »

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me…What can i do?

Cost-of-living, Debt / Money, Energy / Jordan W

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me. I am being chased for the debt by the companies I owe money to, and this is having an impact on my mental health. Can you offer any advice on what I

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me…What can i do? Read More »

I’ve fallen behind with payments on my credit card…can you help?

Cost-of-living, Debt / Money / Jordan W

I have fallen behind with payments on my credit card and the company have sent reminders, advising they will take me to court and seek a CCJ for payment. I do not understand what this is or how to fix it. Can you help? Credit cards are often referred to as ‘non-priority’ debts, however it

I’ve fallen behind with payments on my credit card…can you help? Read More »

Debt & Money: moneyadvice.scot advisers are on-hand to support Scottish Citizens

Benefits, Cost-of-living, Debt / Money, Housing / Jordan W

The purse strings are a lot tighter now than they were at this time last year. From increases at the tills, to skyrocketing bills, we are all feeling the pinch. With increased living costs, comes the potential for us to fall behind, looking at short-term solutions to long-term problems, such as credit and store cards,

Debt & Money: moneyadvice.scot advisers are on-hand to support Scottish Citizens Read More »

Cost of Living Crisis – How can advice.scot help?

Benefits, Cost-of-living, Debt / Money, Employment, Energy, Family & Relationships, Housing, Neighbours / Jordan W

Living life, affording to pay all our bills, whilst continuing to put food on the table has become quite the juggling task for many of us recently. Increases to the cost of living, with soaring energy prices, and the prices of other essential goods and services jumping up as a result has been challenging. Average

Cost of Living Crisis – How can advice.scot help? Read More »

I am really struggling to afford to pay my bills. Everything has become so expensive, and my benefits payments were already being stretched to capacity. What can I do?

Cost-of-living / Jordan W

The cost of living has increased for everyone over the last few months, with budgets being stretched to breaking point for many. There are practical things we can do to try and improve our situation when faced with increasing costs. Many Scottish citizens are not claiming the full benefits that they are entitled to. You

I am really struggling to afford to pay my bills. Everything has become so expensive, and my benefits payments were already being stretched to capacity. What can I do? Read More »

My partner and I recently decided to go our separate ways. We have lived in private rented accommodation since the start of the pandemic, and I am staying in the home – he is going. We are overdue on the rent due to a reduction in working hours. What can

Cost-of-living, Employment, Family & Relationships, Housing / admin

When a relationship breakdown happens, it is important to get financial and practical affairs in order as soon as possible, to avoid any confusion further down the line. If you are named on the tenancy agreement (either as joint or sole tenant), you have a legal / contractual right to live in the property. If

My partner and I recently decided to go our separate ways. We have lived in private rented accommodation since the start of the pandemic, and I am staying in the home – he is going. We are overdue on the rent due to a reduction in working hours. What can Read More »