I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me. I am being chased for the debt by the companies I owe money to, and this is having an impact on my mental health. Can you offer any advice on what I …
I have fallen behind with payments on my credit card and the company have sent reminders, advising they will take me to court and seek a CCJ for payment. I do not understand what this is or how to fix it. Can you help? Credit cards are often referred to as ‘non-priority’ debts, however it …
I’ve fallen behind with payments on my credit card…can you help? Read More »
The purse strings are a lot tighter now than they were at this time last year. From increases at the tills, to skyrocketing bills, we are all feeling the pinch. With increased living costs, comes the potential for us to fall behind, looking at short-term solutions to long-term problems, such as credit and store cards, …
Debt & Money: moneyadvice.scot advisers are on-hand to support Scottish Citizens Read More »
Living life, affording to pay all our bills, whilst continuing to put food on the table has become quite the juggling task for many of us recently. Increases to the cost of living, with soaring energy prices, and the prices of other essential goods and services jumping up as a result has been challenging. Average …
Cost of Living Crisis – How can advice.scot help? Read More »
The cost of living has increased for everyone over the last few months, with budgets being stretched to breaking point for many. There are practical things we can do to try and improve our situation when faced with increasing costs. Many Scottish citizens are not claiming the full benefits that they are entitled to. You …
When a relationship breakdown happens, it is important to get financial and practical affairs in order as soon as possible, to avoid any confusion further down the line. If you are named on the tenancy agreement (either as joint or sole tenant), you have a legal / contractual right to live in the property. If …
I am sorry to hear that you are currently out of work, and that you are struggling with debt. Many people are finding themselves in a similar position just now. You don’t need to deal with this alone, and it is good that you have reached out for support. Understanding Debts Priority Debts – It is important …
Council tax is a priority debt and should be treated as such. A creditor with the relevant authority can freeze the bank / building society account(s) of someone who owes them money. The local authority would be the creditor in this instance. If you owe the money to the local authority, and they have gone through the …
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