Cost-of-living

Cost-of-living

I keep hearing about all the support that is being made available to help with the cost-of-living, but I am unsure where to start. My landlord has told me they will be putting my rent up, my energy costs are sky-high, and I can barely afford to get by. Can you help?

The cost-of-living crisis has left many of us feeling the pinch when it comes to our personal finances. The good news is that there are various sources of support being made available to assist Scottish consumers who are struggling with their various costs. Energy Price Guarantee (Energy Costs) The UK Government has announced the ‘Energy …

I keep hearing about all the support that is being made available to help with the cost-of-living, but I am unsure where to start. My landlord has told me they will be putting my rent up, my energy costs are sky-high, and I can barely afford to get by. Can you help? Read More »

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me…What can i do?

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me. I am being chased for the debt by the companies I owe money to, and this is having an impact on my mental health. Can you offer any advice on what I …

I am in a considerable amount of debt and cannot afford to pay it and think this is now a problem for me…What can i do? Read More »

I’ve fallen behind with payments on my credit card…can you help?

I have fallen behind with payments on my credit card and the company have sent reminders, advising they will take me to court and seek a CCJ for payment. I do not understand what this is or how to fix it. Can you help? Credit cards are often referred to as ‘non-priority’ debts, however it …

I’ve fallen behind with payments on my credit card…can you help? Read More »

Debt & Money: moneyadvice.scot advisers are on-hand to support Scottish Citizens

The purse strings are a lot tighter now than they were at this time last year. From increases at the tills, to skyrocketing bills, we are all feeling the pinch. With increased living costs, comes the potential for us to fall behind, looking at short-term solutions to long-term problems, such as credit and store cards, …

Debt & Money: moneyadvice.scot advisers are on-hand to support Scottish Citizens Read More »

Cost of Living Crisis – How can advice.scot help?

Living life, affording to pay all our bills, whilst continuing to put food on the table has become quite the juggling task for many of us recently. Increases to the cost of living, with soaring energy prices, and the prices of other essential goods and services jumping up as a result has been challenging. Average …

Cost of Living Crisis – How can advice.scot help? Read More »

I am really struggling to afford to pay my bills. Everything has become so expensive, and my benefits payments were already being stretched to capacity. What can I do?

The cost of living has increased for everyone over the last few months, with budgets being stretched to breaking point for many. There are practical things we can do to try and improve our situation when faced with increasing costs. Many Scottish citizens are not claiming the full benefits that they are entitled to. You …

I am really struggling to afford to pay my bills. Everything has become so expensive, and my benefits payments were already being stretched to capacity. What can I do? Read More »

My partner and I recently decided to go our separate ways. We have lived in private rented accommodation since the start of the pandemic, and I am staying in the home – he is going. We are overdue on the rent due to a reduction in working hours. What can

When a relationship breakdown happens, it is important to get financial and practical affairs in order as soon as possible, to avoid any confusion further down the line. If you are named on the tenancy agreement (either as joint or sole tenant), you have a legal / contractual right to live in the property. If …

My partner and I recently decided to go our separate ways. We have lived in private rented accommodation since the start of the pandemic, and I am staying in the home – he is going. We are overdue on the rent due to a reduction in working hours. What can Read More »

I am really struggling after being made redundant. I still have bills to pay, and I am finding myself getting further and further into debt. I don’t know where to start. Can you help?

I am sorry to hear that you are currently out of work, and that you are struggling with debt. Many people are finding themselves in a similar position just now. You don’t need to deal with this alone, and it is good that you have reached out for support. Understanding Debts Priority Debts – It is important …

I am really struggling after being made redundant. I still have bills to pay, and I am finding myself getting further and further into debt. I don’t know where to start. Can you help? Read More »

I’ve been avoiding paying my Council Tax because I have been on reduced hours at work and now, they’re threatening to freeze my bank account with the little savings I have. What can I do?

Council tax is a priority debt and should be treated as such. A creditor with the relevant authority can freeze the bank / building society account(s) of someone who owes them money. The local authority would be the creditor in this instance. If you owe the money to the local authority, and they have gone through the …

I’ve been avoiding paying my Council Tax because I have been on reduced hours at work and now, they’re threatening to freeze my bank account with the little savings I have. What can I do? Read More »

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