Cost-of-living

Navigating Redundancy: Why Claiming Benefits Could Be the Right Move for You

Benefits, Cost-of-living / Marc Roseblade

If you’re over the age of 66 and concerned about your income, you may be eligible for Pension Credit, even if you own your home and have savings. Pension Credit is a means-tested benefit that provides extra support to people with a low income. However, many people who could benefit from it miss out, often due to misunderstandings about eligibility.

Navigating Redundancy: Why Claiming Benefits Could Be the Right Move for You Read More »

Understanding Pension Credit: What Homeowners and Savers Need to Know

Benefits, Cost-of-living / Marc Roseblade

Understanding Pension Credit: What Homeowners and Savers Need to Know Read More »

Parents reminded that school meal support continues over the summer holidays

Benefits, Cost-of-living / Marc Roseblade

Parents reminded that school meal support continues over the summer holidays

Parents reminded that school meal support continues over the summer holidays Read More »

Navigating Universal Credit: What you need to know about Managed Migration

Benefits, Cost-of-living / Marc Roseblade

The transition to Universal Credit can be confusing for some, especially if you are on certain benefits.

Navigating Universal Credit: What you need to know about Managed Migration Read More »

Social Security payments increase to help Scotland’s communities

Benefits, Cost-of-living / Marc Roseblade

Scotland’s social security payments have increased, offering essential support to over 1.2 million vulnerable individuals and families. With benefits up by 6.7%, this move underscores the government’s commitment to aiding those in need. Stay tuned to discover how these enhanced payments are making a difference across Scotland.

Social Security payments increase to help Scotland’s communities Read More »

I retired a few years ago and have been struggling on my state pension. It barely covers my outgoings, and I could be doing with some help. My energy bills are through the roof, and I can’t get through to my supplier to discuss with them. Can you offer any guidance?

Benefits, Cost-of-living, Energy / admin

There are sources of support available that can help you if you are struggling, and it is important to explore all avenues, including additional financial support you may be entitled to. Pension Credit is a means tested benefit that tops up the state pension for older people who have income that is below a certain

I retired a few years ago and have been struggling on my state pension. It barely covers my outgoings, and I could be doing with some help. My energy bills are through the roof, and I can’t get through to my supplier to discuss with them. Can you offer any guidance? Read More »

I currently work part time, don’t make a lot of money and am struggling. I am in receipt of Tax Credits, but I’m not sure if I would be entitled to anything else. My daughter is five years old and starts school this year. Can you point me in the direction of any support I can apply for please?

Benefits, Cost-of-living, Debt / Money / admin

There are a range of additional benefits and discounts that you may be entitled to. Even though you are working part time, based on the particulars of your circumstances, you may be entitled to apply for Universal Credit. What is Universal Credit? Universal Credit is an income-related benefit to help with your living costs, and

I currently work part time, don’t make a lot of money and am struggling. I am in receipt of Tax Credits, but I’m not sure if I would be entitled to anything else. My daughter is five years old and starts school this year. Can you point me in the direction of any support I can apply for please? Read More »

In December, I cancelled a few of my direct debits to afford other things and put most of the household shopping on my credit card. I am struggling and just got the bill in for the card and reminder letters for the things I didn’t pay and am worried about what to do. Can you help?

Benefits, Cost-of-living, Debt / Money, Energy / admin

It is good that you have reached out to discuss your worries in relation to your financial situation. By being open and honest about money issues, we can figure out a way forward and try to get back on track. Sometimes discussing the situation with the companies or organisations that we owe money to can

In December, I cancelled a few of my direct debits to afford other things and put most of the household shopping on my credit card. I am struggling and just got the bill in for the card and reminder letters for the things I didn’t pay and am worried about what to do. Can you help? Read More »

I am trying to get my finances sorted for the year ahead, and really do not know where to begin. I have fallen behind with payments to my unsecured debts including credit cards and a personal loan and am being threatened with legal action by my creditors. Can you help?

Cost-of-living, Debt / Money / admin

When it comes to sorting out our finances, sometimes it is scary thinking where to begin. Credit cards and personal loans, as you quite rightly stated, are unsecured debts, meaning that they are not usually tied to property or other assets. They are often referred to as ‘non-priority’ debts, however, still require our attention, as

I am trying to get my finances sorted for the year ahead, and really do not know where to begin. I have fallen behind with payments to my unsecured debts including credit cards and a personal loan and am being threatened with legal action by my creditors. Can you help? Read More »

I am struggling with energy costs and am terrified that I am going to run out of electricity and gas over the festive period with my baby here. I have a prepayment meter, and only top up small amounts, with a large chunk of the payments taken for debt. What can I do?

Cost-of-living, Debt / Money, Energy / Jordan W

There are many people finding themselves in the same boat, with the cost of energy and other goods and services increasing so much. It’s important to remember that help is available when we need it! With suppliers and other organisations closing or operating reduced hours during the festive season, it is important that you seek

I am struggling with energy costs and am terrified that I am going to run out of electricity and gas over the festive period with my baby here. I have a prepayment meter, and only top up small amounts, with a large chunk of the payments taken for debt. What can I do? Read More »

Cost-of-living

I retired a few years ago and have been struggling on my state pension. It barely covers my outgoings, and I could be doing with some help. My energy bills are through the roof, and I can’t get through to my supplier to discuss with them. Can you offer any guidance?

I currently work part time, don’t make a lot of money and am struggling. I am in receipt of Tax Credits, but I’m not sure if I would be entitled to anything else. My daughter is five years old and starts school this year. Can you point me in the direction of any support I can apply for please?

In December, I cancelled a few of my direct debits to afford other things and put most of the household shopping on my credit card. I am struggling and just got the bill in for the card and reminder letters for the things I didn’t pay and am worried about what to do. Can you help?

I am trying to get my finances sorted for the year ahead, and really do not know where to begin. I have fallen behind with payments to my unsecured debts including credit cards and a personal loan and am being threatened with legal action by my creditors. Can you help?

I am struggling with energy costs and am terrified that I am going to run out of electricity and gas over the festive period with my baby here. I have a prepayment meter, and only top up small amounts, with a large chunk of the payments taken for debt. What can I do?

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