A new poll has found that six-in-ten Scots are worried about affording their bills this year including mortgage repayments, monthly rent, and energy costs. The Survation poll commissioned for Advice Direct Scotland, also revealed that 17% of those with debt have fallen behind in their repayments. Survation polled 1,076 residents aged 16+ living in Scotland …
There are a range of additional benefits and discounts that you may be entitled to. Even though you are working part time, based on the particulars of your circumstances, you may be entitled to apply for Universal Credit. What is Universal Credit? Universal Credit is an income-related benefit to help with your living costs, and …
It is good that you have reached out to discuss your worries in relation to your financial situation. By being open and honest about money issues, we can figure out a way forward and try to get back on track. Sometimes discussing the situation with the companies or organisations that we owe money to can …
When it comes to sorting out our finances, sometimes it is scary thinking where to begin. Credit cards and personal loans, as you quite rightly stated, are unsecured debts, meaning that they are not usually tied to property or other assets. They are often referred to as ‘non-priority’ debts, however, still require our attention, as …
Many are struggling with the cost of energy and other goods and services with the dramatic increases we have seen over the last few months. The lead up to Christmas can be a daunting prospect, especially when we are facing issues with our finances. You are not alone in your situation, especially this year. It …
The cost-of-living crisis is having an impact on everyone, particularly those who were struggling before the prices of energy, goods, and services increased. The thing to remember is that you are not alone and there are sources of support that can help! Scottish Child Payment You may be entitled to Scottish Child Payment, which is …
Once a decree or decision from a court or tribunal has been made, and a ‘charge for payment’ or ‘charge to pay’ has been issued by the creditor and delivered to you, deductions can be made by your employer for debts owed if the process has been followed correctly. If your employer has already started …
The cost-of-living crisis has left many of us feeling the pinch when it comes to our personal finances. The good news is that there are various sources of support being made available to assist Scottish consumers who are struggling with their various costs. Energy Price Guarantee (Energy Costs) The UK Government has announced the ‘Energy …
If your neighbour is creating too much noise, such as playing loud music or having parties, there are options available to try and resolve the situation. If you feel comfortable, and it is safe to do so, you should try to address the problem directly by talking to your neighbour first. Sometimes, attempting to resolve …
Recent news about staff redundancies and disruption to ferry journeys on P&O ferries may have left staff and customers with questions about what it means for them. On Thursday 17th March 2022, P&O ferries released a statement that all UK sailings had been suspended, pending a major announcement. The announcement was made that 800 crew …
P&O Ferries Redundancy Announcement: Employment Rights Read More »
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